Representative Example
Rates from 12.9% APR to 1721% APR. Minimum Term 3 months. Maximum Term 36 months.
Representative Example: £1,000 borrowed for 18 months. 17 monthly repayments at £87.22, final repayment of £87.70. Total amount repayable £1570.44. Interest total £570.44. Annual interest rate 59.97% (fixed)
Representative APR: 79.5% (variable) We do not offer loans which require repayment in full in 60 days less from the date the loan is issued.
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Short Term Loans UK
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Our team started broking and introducing loans back in 2005 and have since helped over 500,000 people find a short term loan solution. Complete the short search form above and advanced comparison technology will scan the market to find a selection of lenders, who can help with your finance needs. Our service is 100% online and you could receive an instant decision. You could have the cash you need in as little as 1 hour**. We specialise in getting loan enquiries accepted first time and will always offer you the very best rate from our panel of lenders.
The lenders we introduce to have loans starting at 3 month terms and they can offer loans of up to 24 months. Your loan request is used to try to generate an instant, no obligation loan offer to match your borrowing needs. If the lenders cannot match your needs exactly your request may be accepted by a lender willing to provide you with an alternative amount or term. You may also be offered a free credit report, which may allow you to assess your financial standing. Full financial terms are clearly displayed with your personalised offer which gives you the opportunity to make an informed decision on the product offered and you are under no obligation to accept any offer that is made.
Rates from 47.1% APR to 1333% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £1,000 borrowed for 18 months. Total amount repayable is: £1564.59. Interest amounts to £564.59, annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable). Minimum and maximum period for repayment - 3 months minimum to 36 months maximum. Uk customers only. Minimum annual percentage rate (APR) 47.1%. Maximum annual percentage rate (APR) 133%. We do not offer loans which require repayment in full in 60 days less from the date the loan is issued.
Please only apply for a loan that you can afford to repay and make sure that you read the terms and conditions of a loan agreement before taking out a loan.
We May Recieve Commission From The Lender
Lolly does not charge customers a fee for using its introducer services, but it may receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through this website.
Maximum/Minimum Terms Of Repayment And Maximum APR
The loans offered through Lolly.co.uk have minimum repayment terms of 90 days (3 months) and maximum repayment terms of 24 months. Our typical repayment term is 90 days. Lending rates vary from 12.9% to a maximum APR of 1721%*. Lending rates vary from lender to lender and the interest rate you are offered will depend on your circumstances and credit history.
Collections Process
If you're having problems making a payment please contact the lender directly so that they can discuss your payment options. Should the situation remain unresolved the lender may reserve the right to pass your details onto a third party collections agency.
Implications of Non-Payment
We always recommend repaying on time. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest. We suggest contacting your lender as soon as you are aware there is a problem, as otherwise, it may be noted on your credit record.
Late Payment
If you are unable to make your repayment on time then you should contact your lender immediately. Lenders may charge a late payment fee which could range between £1 - £100. Please be aware that if you do make late repayments or fail to repay your loan you will most likely incur further charges that can be costly. For further details on late repayment charges or charges for missed payments please contact your lender directly and refer to the terms and conditions of your loan agreement.
Renewal Policy
We do not advocate the renewal of loan policies. If you feel that you will be unable to repay a loan we suggest that you do not take one out and, where necessary, you seek some financial advice. However, in the instance where you decide that you need to renew your loan, please discuss this with your lender. For more information about your lender’s processes and policies regarding non-payment, please refer to the terms and conditions of your loan agreement.